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Jerry Savlov

Jerry Savlov

(954) 540-5232
  • (954) 962-0307

    Email Jerry

    Your South Florida Real Estate Specialist

    Keller Williams

    How Much Can You Afford?

    Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

    Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link.
     
    Required
    Term In Years:     
    Interest Rate:      %
    Cost of Home:  $
    Down Payment:  $  
    Annual Insurance:  $  
    0.43%of Cost
    Annual Property Tax:  $  
    1.2%of Cost
    Monthly Income:  $
    Monthly Debt:  $
    		Optional
    Gross Debt Service Ratio (GDS):     
    Total Debt Service Ratio (TDS):     
    Condos Fees:  $

    Results     		  Receive this Detailed Analysis

    Your Monthly Payments
     
    Loan Amount:    
    Loan Insurance ( %):
    Total Loan(Mortgage) Amount:
     
    Principal & Interest:    
    Homeowners Insurance:    
    Property Taxes:    
    Condo Fees:    
    Monthly Loan Insurance (%):    
    Total Monthly Payment:    
     
    Income Needed to Qualify for the Mortgage
     
    Total Monthly Loan Payment:  
    Total Monthly Debt Payment:  
    Monthly Loan Insurance (%):  
    Qualifying Income of % GDS Ratio:  
    Qualifying Income of % TDS Ratio:  
     
    What You Can Afford
    We are using the % ratio.
    Cost of House:  
    Down Payment:  
    Loan Value:  
    Monthly Principal & Interest:  
    Monthly Insurance:  
    Monthly Property Tax:  
    Monthly Condo Fees:  
     
    Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
    Monthly Rent: $
    		   No. of Years you plan on keeping the home:
    Annual Rental Increases:   %   Yearly Appreciation on the Home: %
    Monthly Renter Insurance: $   Annual Home Maintenance: %
    Savings or Investment Rate:   %  



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